Financial Advisors Shift Retirement Strategies Amid Market Volatility
Two-thirds of financial advisors are overhauling retirement investment advice as clients face inflationary pressures and systemic uncertainty. The Alliance for Lifetime Income reports advisors now emphasize defensive positioning—including phased retirement plans and volatility buffers—as standard practice.
Key pain points include Social Security solvency concerns and Medicare funding risks, forcing advisors to reevaluate traditional withdrawal strategies. 'We're helping clients fundamentally rethink retirement timelines,' said Nathan Seest, a certified financial planner.
The report coincides with growing institutional interest in crypto assets like BTC and ETH as inflation hedges, particularly on exchanges like Coinbase and Binance. Advisors increasingly recommend allocating 1-3% of portfolios to digital assets despite recent market turbulence.
